Ways to Make Saving Money Fun

Fun Ways to Save Money

Many of us think that saving money and cutting back on spending may seem like a drag. But sometimes, all you have to do is add a little creativity to make everything fun. And I think that’s the best way to help people save money.

That’s why for our first article, we’re listing down five ways on how you can make saving money fun. Enjoy!

Set a goal.

Set goals

Sometimes, all it takes for us to actually start saving money is setting a goal. Goals keep us motivated. It challenges us to go after what we want. Take time to think about the things you want, write it down, and visualize it. Perhaps you want a new laptop? Or want to open a new savings account? Add more funds to your investment? Or probably go somewhere nice on the next holiday? No matter what your goal is, use that as a reason why you should save money. Knowing that you are working on a goal actually makes it easier for us to put in efforts. And once we achieve that goal, the feeling of accomplishment is just plain awesome.

Compete with others.

Compete with friends

Doing things are more fun when you’re with a friend even saving money. It’s always fun when you have someone you can share the experience with, and also have a friendly competition with. Start by choosing a time period — let’s say three months. The challenge here is to see who can save more money during that time. The one with the highest saving wins the game. You can also throw in a reward for the winner, a dinner treat or gift certificates will do. You can also do this with your family members, coworkers, or partner.

Turn it into a game.

Another fun way to make savings fun is by turning it into a game. Be creative and think of a game you can apply to your savings plan. For example, there was a girl who tried the Invincible 50-Pesos Game and went viral on Facebook. The concept of the game was to stash away every 50 pesos she would get. Whether it was a loose change or a part of the money she withdrew from her bank. As long as it’s a 50-pesos bill, that will automatically go to her savings. It’s a fun game, and she also got to save 42,000 pesos in 5 months.

Think of delayed gratification.

Several studies proved that delayed gratification is one of the most effective ways to motivate people. It is also said it is a personal trait common to successful people. You can use delayed gratification as a way to drive yourself to save money. Think of something that you want to attain, a reason why you want to save money. Take a picture of that, keep it on your phone, and use it to remind yourself why you have to save some cash. Check the picture every time you’re tempted to spend your savings. Using this technique can make it easier for you to avoid wasting your money. Always think that stashing away a portion of your money is a little sacrifice you have to make to achieve what you want in the future.

Challenge yourself.

There are many money challenges you can find online. Here are some of them:

  • 52-Week Money Challenge – is an incremental savings plan that aims to help you save money throughout the year. For example, you decide to save 20 pesos in the first week of the year. The next week, the amount has to be doubled which means you’ll have to put away 40 pesos. By the third week, you’ll then have to triple the amount that you’ll put it in your savings. The same rule goes on and so forth.
  • Twice-a-Month Money Challenge – is another incremental savings plan, wherein you have to put a specific amount in your saving every payday. This goes through the whole year. For example, if your salary comes every 15th and 30th of the month, you’ll have to put away a specific amount automatically. If you decide to save 1000 pesos, then that means by the end of the year, you’ll have a savings of 24,000 pesos.
  • 365-Day Money Challenge – is a simpler approach to save money. All you have to do is to put a fixed amount to your savings every day. For example, you put 10 pesos in your piggy bank every day, then by the end of the year, you’ll have 3,650 pesos.


Hope these tips could help you start saving right away!

If you happen to have tried one of these tips already, then feel free to share your experience in the comments below. We definitely would love to hear it!

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