Did you know that 78% of millennials in our country are not financially literate? And believe it or not, 80% doesn’t have enough emergency savings to keep them by if something unexpected happens. While 50% is currently overwhelmed by their debts. But why does it seems that millennials are having a hard time managing their […]
The 5 Best Savings Accounts with High-Interest Rates
“Which bank has the highest interest rate for a savings account?” That was the question I had last week while I was looking for options on where I could deposit the emergency fund I’m building. As some of you may know, most banks in the country offer an interest rate of .10% to .25% per […]
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The Best 5 Money Travel Tips
Whether you’re traveling for a few days or weeks, it’s always important to get the best out of your hard-earned money. It should always be at the top of your list. Here are the best money travel tips: TIP#1 – Exchange currencies before traveling to another country. Convert your money before traveling to save money […]
How to Build Your Emergency Fund
The future holds uncertainties. That’s why it’s always better to be ready than not. If you’re taking your step to financial freedom, then you probably have heard of the term “emergency fund.” An emergency fund is a type of savings that is the total of your 3 to 6 months worth of salary or living […]
Important Tips for Buying Life Insurance
Buying life insurance requires making the right decisions from selecting your coverage all the way to adding riders to your policy. That’s why the process seems to be so complicated for people who are looking for their first insurance policy. But fret not, because today, I’m listing down a few helpful tips for finding the […]
Factors That Affect Your Life Insurance Policy
Ever wondered why life insurance premiums cost differently from person to person? It’s because insurance companies need to consider a lot of things before approving one’s policy, including a person’s health and age. To give you a better understanding, we listed down six of the main factors that can affect your life insurance policy, its […]
The Reason Why I Got a Life Insurance
I was 20 years old when I got my first life insurance policy. It was in the year 2012 when I was a newly grad and had just got my first job when I decided to do so. The first quarter of my policy premium payment actually came from my first thirteenth month. And for […]
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What is Sun Flexilink? – An Affordable VUL Plan
One of the most common comments I get from VUL (variable unit-linked) policies is that they are expensive. Well, some are, but not all. Let me introduce you to Sun Flexilink, an affordable VUL plan with life insurance and investment. Perfect for budget-conscious but forward-looking Filipinos, the Sun Flexilink provides an easy way for you […]
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Why You Should Never Put All Your Money in the Bank?
Just like most Filipinos, I was taught to save money in the bank. But as I grew up and learned more about interest rates, I’ve learned that the bank actually is one of the worst places to put your money! Today, I’m going to share my real-hand experience, and how I realized that the bank […]
10 Jobs that Need Life Insurance the Most
Most Filipinos see life and health insurance as expenses rather than assets, without even knowing the benefits it has. This is why most Filipinos still ask the question, “Kailangan ko ba ng insurance?” Well, yes! You see, insurance acts as a safety net for you and your family in case anything happens to you. This […]