Most of us think that millionaires make it because they earn a lot of money, but that’s not always the case. Some people have managed to save their first million because they know how to properly manage their wealth at an early age. If you one to take your first step to become a millionaire, […]
Money Talk
7 Smart Ways to Avoid the Debt
One of the best feelings in the world is knowing that your debt-free. It’s not easy, especially in a world where you need money to buy the things you need. But it is possible, as long as you’re ready to make certain changes in your lifestyle. To help you start, here are seven smart ways […]
10 Rich People with Frugal Habits
Many of us believe that billionaires spend money as much as they want, but surprisingly, that is not always the case. Because in fact, some of the wealthiest people are remarkably frugal. And perhaps, that’s the same reason why they are rich. Here are ten of the most well-known billionaires of all times and their […]
10 Great Lessons from Rich Dad, Poor Dad
One of the best financial literacy books in the world is Robert Kiyosaki’s Rich Dad, Poor Dad. In this book, Robert tells his story about growing up with two dads – his real father and the father of his best friend, which happens to a rich man. He openly shared how both men shaped his […]
12 Money Hacks from Smart People
Hacks are strategically created to help us achieve a particular goal. So if you happen to be looking for ways that can help you save money, then you stumbled upon the right article. Today, we’re listing down twelve money hacks that smart people do: Track down all the money that comes in your hand monthly. […]
Ways to Make Saving Money Fun
Many of us think that saving money and cutting back on spending may seem like a drag. But sometimes, all you have to do is add a little creativity to make everything fun. And I think that’s the best way to help people save money. That’s why for our first article, we’re listing down five […]
4 Easy Steps to Start Your Emergency Fund
No one knows exactly what the future holds. That’s why it’s always better to be prepared. The same rule applies to your finances. That’s why financial advisors usually advice people to build their emergency fund as early as possible. Having an emergency fund is important, so you can always be ready to face anything life […]
10 Financial Advice for the Fearful Investor
At a young age, we have been taught to always stay at the safe side of the road. This is why most of us are afraid of stepping out of our comfort zone and take risks. However, growth actually starts when you start doing something you haven’t thought before. The same thing applies to investments. […]
The 10 Commandments of Financial Freedom
I think every one of us dreams of a day where we can attain financial freedom. But to be able to do that requires a lot of patience, time, and discipline. So for those who are looking for motivation to keep their finances on check and balance, here’s a list of motivating principles from The […]
The Young Millennial’s Guide to VUL
If you’re young and is ready to start investing, then you probably have heard or encountered the term “VUL” plan. Most millennials I know got offered with VUL plans by their financial advisors. But what is VUL in the first place? Is it really an investment or an insurance plan? Well, that is what we’re […]