Saving and investing are the two most important things that can help you achieve your financial goals. Saving money is one of the basic things our parents have taught us when it comes to handling our money. Saving is about setting aside money for future use. This is why many Filipinos looked at savings as […]
Money Talk
SEC Warns Investors Against 22 Investment Scams
After the whole incident about KAPA-Community Ministry International Inc., different stories began to surface about various unregistered investment that they have encountered on social media sites primarily in Facebook. Due to this, the Securities and Exchange Commission (SEC) has issued an advisory that warns Filipino investors of these unregistered investment entities. Many of which are […]
6 Golden Rules of Money
A large percentage of my friends and clients have asked the secret of saving money successfully. Actually, there is no secret in saving money, but there is something you have to have to achieve it. It is called discipline. With discipline, you’ll be able to stick with your financial goals and plans. And of course, […]
Finance Adulting Tips for Millennials from Joena Says
For those who were born from 1989 to 1995 like me, we are on the point of our lives called adulting. From paying bills to cooking your own meal and living independently, we start to get an on-hand experience of what the world truly is. And this includes handling our finances and budgeting our salary […]
How Millennials Can Manage Their Finances
Did you know that 78% of millennials in our country are not financially literate? And believe it or not, 80% doesn’t have enough emergency savings to keep them by if something unexpected happens. While 50% is currently overwhelmed by their debts. But why does it seems that millennials are having a hard time managing their […]
The 5 Best Savings Accounts with High-Interest Rates
“Which bank has the highest interest rate for a savings account?” That was the question I had last week while I was looking for options on where I could deposit the emergency fund I’m building. As some of you may know, most banks in the country offer an interest rate of .10% to .25% per […]
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The Best 5 Money Travel Tips
Whether you’re traveling for a few days or weeks, it’s always important to get the best out of your hard-earned money. It should always be at the top of your list. Here are the best money travel tips: TIP#1 – Exchange currencies before traveling to another country. Convert your money before traveling to save money […]
How to Build Your Emergency Fund
The future holds uncertainties. That’s why it’s always better to be ready than not. If you’re taking your step to financial freedom, then you probably have heard of the term “emergency fund.” An emergency fund is a type of savings that is the total of your 3 to 6 months worth of salary or living […]
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What is Sun Flexilink? – An Affordable VUL Plan
One of the most common comments I get from VUL (variable unit-linked) policies is that they are expensive. Well, some are, but not all. Let me introduce you to Sun Flexilink, an affordable VUL plan with life insurance and investment. Perfect for budget-conscious but forward-looking Filipinos, the Sun Flexilink provides an easy way for you […]
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Why You Should Never Put All Your Money in the Bank?
Just like most Filipinos, I was taught to save money in the bank. But as I grew up and learned more about interest rates, I’ve learned that the bank actually is one of the worst places to put your money! Today, I’m going to share my real-hand experience, and how I realized that the bank […]